How Indiana can go 11-1, but miss the playoff

All eyes were on the College Football Playoff Rankings last night as there was nothing else of note happening. The committee showed us that the only thing that has changed is the number of SEC teams it can squeeze in. 

There is one pretty likely scenario where an 11-1 Indiana team misses the playoff.



Let's envision a scenario where Penn State wins out, but misses the Big Ten Championship game, Miami wins out but loses the ACC title game to SMU, Colorado beats an undefeated BYU team in the Big 12 championship game, and Indiana's only loss comes close to Ohio State, therefore missing the Big Ten Title game. 

Penn State gets in because they are already ranked higher than Indiana, and don't play H2H.

Miami gets in because the committee has shown that they won't punish the loser of a conference title game.

SMU then has to jump someone to get in because they would be one of the 4 highest ranked conference champions.

Colorado would also jump someone as they would be a highly-ranked conference champ (assuming they jump Boise State in ranking), but as stated before BYU wouldn't be punished for losing in a conference title game.

The only teams that play each other in the rankings are Indiana vs Ohio State and Georgia vs Tennessee. Assuming Georgia beats Tennessee, along with everything I have already laid out, there would be one spot remaining, and it would come down to an 11-1 Indiana vs 12-1 BYU, and going off past decisions, BYU would get in.

This could have all been avoided if Indiana was properly ranked over a Penn State team with one loss, but the committee refuses to watch football games and, therefore, only judges a team based on what a bunch of sportswriters thought in the preseason. 

Bonus: What the playoff rankings should be:

1. Oregon

2. Ohio State

3. Georgia

4. Texas

5. BYU

6. Miami

7. Indiana

8. Penn State

9. Tennessee

10. Notre Dame

11. SMU

12. Boise State



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